Three artist Dialogue essays

Three craftsman Dialog articles Craftsman are stubborn people that make pieces that influence us from numerous points of view. I don't get my meaning by that announcement? All things considered, on the off chance that one is to take a gander at any sort of fine art, I accept that it will summon a response from the watcher. It is the craftsmen explanation. It may not be a composed articulation or vocal proclamation, however it is a visual sort of correspondence. The three specialists that I am talking about will be Jackson Pollock, Mark Rothko, and Barnett Newman. The conversation will be that of their conclusions on making craftsmanship and their translation of certain types of craftsmanship. The wellspring of the data will Jackson Pollock's work of art is free and free with bunches of vitality also, development. A thought of an American craftsmanship to him is ridiculous. Implying that he believes that craftsmanship can't be arranged into a sort or gathering. His model of material science being attached to a nationality has its benefits. The hypothesis of material science is a widespread kind of reasoning. It isn't secured to be comprehended by cer- tain nationalities. He says that all individuals can comprehend its ideas. What's more, that is the way he sees work of art too. Craftsmanship is the general language. Imprint Rothko expresses that work of art rises above us to an alternate plane or measurement. The murmur drum of regular day to day existence can smother the imaginative vitality of the craftsman as indicated by Rothko. He says that if craftsmen can relinquish his binds to the real world, at exactly that point is he ready to be genuinely innovative. Opportunity is the objective of the craftsman. Opportunity from reality will permit a craftsman to make past his ordinary cutoff points. Work of art is an enchanted outcome that began inside the craftsman mind what's more, is moved to the canvas. This change is his supposed The things in his works resemble singular elements that have direction. This reason might be to itself or may have connections to other ... <!

Free Essays on Neolithic

In certain districts, cultivating emerged through local turns of events, and in others it spread from different territories. It permitted increasingly lasting settlements, the collection of surpluses and riches, a lot bigger and denser populaces, the advancement of progressively significant status and rank contrasts inside populaces, and the ascent of particular artworks. Neolithic device making shows a lot of mechanical advances from the Mesolithic. Neolithic businesses regularly incorporate cutting edge advances and a wide scope of modified devices, including endscrapers (smaller scrubbers for working covers up), supported sharp edges, and a wide scope of shot focuses. Other innovative advancements in the Neolithic incorporate pounding stones, for example, mortars and pestles, for the handling of oat nourishments, the boundless utilization of stoneware for surplus food stockpiling and cooking, the development of silos for capacity of grains, the utilization of trained plant filaments for materials, and weaving innovation. The training of plants and creatures prompted an astounding social change during the Neolithic. Some Neolithic graves contain rich stores of products or outlandish materials, uncovering separations as far as riches, rank, or influence. In specific territories, particularly parts of the Near East and Western Europe, Neolithic people groups raised gigantic stylized buildings, endeavors that would have required broad, devoted work powers. Enormous earthworks and monster stone landmarks from the Neolithic propose all the more profoundly sorted out political structures and more perplexing social association than among most agrarian populaces. As a rule, men chased for food, while ladies would assemble it. Ladies might be the motivation behind why the Neolithic societies started to cultivate. It is said that ladies planted the principal seed of Neolithic agribusiness. Earthenware and material manufacture were assignments frequently performed by ladies. Afterward, ladies in Neolithic social orders became fundamental housewives, they would cook, clean, birth a... Free Essays on Neolithic Free Essays on Neolithic In certain districts, cultivating emerged through local turns of events, and in others it spread from different territories. It permitted progressively perpetual settlements, the amassing of surpluses and riches, a lot bigger and denser populaces, the advancement of increasingly significant status and rank contrasts inside populaces, and the ascent of particular specialties. Neolithic apparatus making shows a lot of mechanical advances from the Mesolithic. Neolithic ventures regularly incorporate cutting edge advances and a wide scope of corrected instruments, including endscrapers (smaller scrubbers for working covers up), upheld sharp edges, and a wide scope of shot focuses. Other innovative improvements in the Neolithic incorporate granulating stones, for example, mortars and pestles, for the handling of oat nourishments, the across the board utilization of earthenware for surplus food stockpiling and cooking, the development of silos for capacity of grains, the utilization of trained plant strands for materials, and weaving innovation. The training of plants and creatures prompted a surprising social change during the Neolithic. Some Neolithic graves contain rich stores of products or intriguing materials, uncovering separations as far as riches, rank, or influence. In specific regions, particularly parts of the Near East and Western Europe, Neolithic people groups raised enormous stately edifices, endeavors that would have required broad, devoted work powers. Enormous earthworks and monster stone landmarks from the Neolithic recommend all the more profoundly sorted out political structures and more unpredictable social association than among most agrarian populaces. By and large, men chased for food, while ladies would accumulate it. Ladies might be the motivation behind why the Neolithic societies started to cultivate. It is said that ladies planted the principal seed of Neolithic horticulture. Earthenware and material creation were assignments regularly performed by ladies. Afterward, ladies in Neolithic social orders became fundamental housewives, they would cook, clean, birth a...

Case AES in Nigeria

Case AES in Nigeria Presentation Before the foundation of AES in Nigeria, the nation experienced gigantic difficulties concerning the circulation of intensity gracefully. The National Electric Power Authority (NEPA) was the significant partner in Nigeria power industry. Then again, because of restraining infrastructure conceded by the legislature, the body couldn't use its latent capacity factors in the zone of satisfactory help and maintenance.Advertising We will compose a custom contextual investigation test on Case: AES in Nigeria explicitly for you for just $16.05 $11/page Learn More In accordance with this, the general force transmission lost a normal of 30 to 40 percent and just 36 percent of the populace approached standard force gracefully. The country fundamental force merchant, National Electric Power Authority (NEPA) additionally experienced political controls that were intended to serve the interests of a couple of politically associated people. These difficulties had a negative impact in th e dispersion of intensity gracefully to residents (Zhang, 2013, p.2). With the passage of the AES in Nigeria certain positive changes happened. These progressions prompted the development of another power approach whose reason for existing was to privatize the vitality area totally and improve rivalry and legitimate dissemination of power in Nigeria. With this move, the administration privatized the greater part of the state claimed ventures (Azubuike, 2009, p.233). Estimating AES accomplishment in Nigeria The proportion of achievement by the AES should run legitimately relative to its center standards and targets. The AES can profess to succeed just if its projections in Nigeria are realized. As per the center standards of the association, four significant qualities can be noted. The main worth is respectability, this implies the organization esteems uprightness in its activity and anticipates that its staff should complete their obligations with honesty (Zhang, 2013, p.2). This re ality anyway represents an enormous test in actualizing, in light of the fact that simply like numerous African nations with awful notoriety in battling defilement, Nigeria isn't an exemption. Be that as it may, trustworthiness can be accomplished by AES, on the off chance that they endeavor to teach it into the associations everyday activities and acquainting motivators with the individuals who keep up the genuine soul of the company’s targets (Azubuike, 2009; Zhang, 2013, p.2) The second rule that the organization holds dear is Fairness towards its clients, providers, faculty, government, and networks in which they work. The association keeps up the arrangement against exploiting circumstances to pick up benefits and simultaneously influencing others. This is a procedure by the association that targets increasing open certainty and trust. Albeit most associations that are benefit driven for the most part overlook the significance of reasonableness at whatever point their in clinations are in question, Fairness has demonstrated to manufacture great notoriety for organizations that training this ideals. Reasonableness is reachable and AES can accomplish this effectively as a major aspect of their system (Zhang, 2013, p.2).Advertising Looking for contextual analysis on business financial matters? How about we check whether we can support you! Get your first paper with 15% OFF Learn More The third rule is Fun. AES wants that its representatives have some good times while working with the association. In any case, this perspective relies upon an individual, on the grounds that a great many people wind up being overpowered with work as opposed to getting a charge out of what they do. In the event that the association can utilize individuals who love what they do as opposed to what is being offered as installment, at that point this viewpoint will be completely realized and they would see themselves as while in transit to progress (Zhang, 2013, p.2). The four th center standard is social obligation. This targets offering reasonable types of assistance to clients and guaranteeing high level of wellbeing and dependability. This additionally incorporates giving work to the encompassing network and guaranteeing a spotless domain. In the event that the organization accomplishes its objective of supplanting remote ostracizes with neighborhood talented work force, at that point, they can view themselves as being effective (Zhang, 2013, p.2). In the event that the review did for the situation study is anything to pass by, we would consider AES to be en route to progress since it had accomplished a portion of its standards in its first year of activity in Nigeria (Zhang, 2013, p.2). Reference List Azubuike, L. O. (2009). Privatization and Foreign interest in Nigeria. Boca Raton, Florida: Universal Publishers. Zhang, D. (2013). AES in Nigeria. Showcasing Management Seminar 1 (8), 2-8.

Strengths And Limitations Of Being A Social Worker Social Work Essay Essay Example

Qualities And Limitations Of Being A Social Worker Social Work Essay Paper Sing my qualities, I am purposeful, well-intentioned, liberal, supportive, low and humble and I confide in others. As an expert, I am non-critical, non blaming the customer for their issues. Regardless of whether individual offends me, I am quick to pardon. These characteristics are of import for me, since I am working and will work with an arrangement of people medicinal services experts, customers, etc who may display firm and requesting characters that might be questioning to work with. Finding the correct intercession or administration for every customer dependent on their requests requires an originative person. I am other than exacting, dedicated, great sorted out, have great self-subject, and take my obligations genuinely. These attributes are appropriate for when I am working freely or shipping substantial caseloads. My extrospective character other than suits my calling point as a cultural specialist as connection with others is a significant piece of a cultural laborer s occupation. Sing imparting achievements, I am glib, self-affirming, friendly and dynamic. Over the mature ages I have other than prevailing to maturate inwardly. We will compose a custom article test on Strengths And Limitations Of Being A Social Worker Social Work Essay explicitly for you for just $16.38 $13.9/page Request now We will compose a custom article test on Strengths And Limitations Of Being A Social Worker Social Work Essay explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom article test on Strengths And Limitations Of Being A Social Worker Social Work Essay explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer One of my limitations is that, in spite of the fact that I talk four semantic interchanges smoothly, my Spanish is non worthy yet with regards to pass oning with Latino customers. I am show signs of improvement ofing this individual limitation by taking a class in the accompanying semester as a beginning stage. My other limitation is an insufficiency of experience as a cultural specialist. As I learn and seeing the issues that customers have, I am identifying that there is significantly more to larn. There are numerous worries that I despite everything do non cognize how to oversee, however I am larning and will larn more in the nearby from now on. A portion of my own characteristics incorporate being persuaded and excited in an astute and deferential mode. I am ready to keep a benevolent and caring mien, even in harrowing condition of affairss. I have an excellent grade for mind, which shows that I endeavor to larn and keep my present cognizance, which is essential for a decent and enthusiastic cultural specialist. I am really worried about others and look to deal with everybody with civility and generosity. I have ever wanted to break down and attempt in my nation of association. Whenever I got an opportunity in 2005 to make a trip back to class, I was to the full dedicated to hang out in my surveies. My end is non only to obtain great classs, yet alongside to the full comprehend the builds in my surveies and have the option to investigate them. There are numerous cultural issues in our general public that I would wish to by and by loan to for the advancement of society. Through procurement, I had the option to see a portion of my ain encounters from the days gone by, and then again of accepting them as a horrendous exercise, I acknowledged them as questioning excursion. One of my scholastic closures is to keep up my above mean classs. I put in huge endeavor and troublesome work into my surveies. Making it to the Dean s list each semester is other than a priority. After geting at this college, I was resolved that I would pass my following four mature ages in pursue of new considerations and encounters. Present and Past Experiences 3. What proficient achievements and encounters make you a proper campaigner for our arrangement? Sing my work understanding, since 2005 I have been answerable for everyday booking of exercises and providing positive conduct closures and focuses on an eight twelvemonth old male youngster with high working chemical imbalance. This twelvemonth, I was utilized at California Psychcare as a social educator. This organization is one of the dealers for North Los Angeles County Regional Center where I furnish treatment for kids with chemical imbalance. Other than my low maintenance work, I have other than been an understudy since August 2009 at the Domestic Abuse Center, which is situated in Reseda, California. We are prepared willful advocators responding with constabulary to residential power calls, offering prompt guide with clinical, lawful and reding referrals and safe house alternatives. From January to May 2009, I was a deliberate at the Therapeutic Living Centers for the Blind in Reseda, California. The customers were legitimately unsighted what's more had some evaluation of subjective disablement. My connections with them included larning suitable recommendation, help and imparting strategies. In May 2009, I got a Dr. Russ Miller Scholarship Award given by the CSUN Sociology Department. Future Goals 4. Talk how your expert closures are steady with the crucial the CSUN MSW Program. Sing my expert finishes, I want to help others. This understanding originates from the way that my female parent had a genuine mental vexed, viz. bipolar miracle, while she was alive. In Yugoslavian culture, it was a disgrace and a shame to hold individual intellectually gravely in the family unit. My female parent attempted hard to set and to move typical, however this was past her capacities, exceptionally around the clasp when the common war began to hinder out in Yugoslavia. On the other hand of requesting to set, the family unit individuals should hold comprehended that they had a debilitated individual in the family unit. My male parent and I did not have this cognizance at that cut. At the point when my male parent got sick from stomach threatening neoplastic infection, the entire situation was spinning crazy in my family unit until it finished in cataclysm. My sweetheart female parent could non get by any more drawn out with life s difficulties and she submitted implosion. My male parent kicked the bucket five months in this way. I unequivocally feel that my female parent could be alive today, had she gotten help, which is the ground for my pick of future calling. Subsequent to completing a Maestro s grade, I would wish to create psycho-instructive workshops. Families with intellectually debilitated individuals as often as possible wind up bowed down. These family units do non hold the suitable discernment or achievements to oversee or take consideration of the intellectually sick ; they need specific planning, backing and insight. Moreover, the family units need to cognize how to collaborate with administration providers solidly and how to interface with their intellectually wiped out individuals. Subsequently, I unequivocally accept that these workshops will follow in great outcomes for the entire family unit. I neer had any experts approaching me and offering me this cognizance. Despite the fact that we were an in the middle of class family unit in Yugoslavia, it was accepted that in the event that we did non require financial guide, we did non require some other guide or data. Ideally for certain families who have an intellectually wiped o ut part, this help in the signifier of workshops will be acceptable. My other enthusiasm with regards to profession points is helping warriors returning from war to set to unremarkable life again. We can work to build up a clinical plan to extend out to damaged veterans who have non had the option to come back to non military personnel life. In the wake of completing the MSW plan, I would wish to, as a cultural laborer, offer veterans and their family units a few administrations, for example, asset pilotage, emergency mediation, protagonism, advantage help, and mental health treatment for conditions, for example, wretchedness, station horrendous accentuation upset, and medication and intoxicant reliance. For some battle veterans, their occupations are intensified by numerous psychological protests. Along these lines, in standing up to the difficulties on come back from battle, it is basic for the veterans to have family unit backing and dread. Numerous regular folks are critical with regards to returning veterans, asserting they are solid and will procure over their war encounters. It is consequently the obligation of an enthusiastic mental cultural laborer to instruct the masses about this touchy subject and to help these veterans who have the right to be made a difference. These are my head calling points. I originate from a state with rich social and social decent variety, where I lived as a social minority. This mindfulness causes me comprehend social affectability better every piece great as the customers social convictions, when working with the particular customer populaces. Next to English, I speak Magyar, Serbian and Croatian and I am in the method of larning Spanish. Information on Spanish will be an or more for me as a cultural work practician. Physical, cultural, mental and enthusiastic occupations owing to way of life, condition, substance abuse and accentuation will proceed to turn in figure and intricacy. There will be an interest for originative and innovative mediations. Proficient Objectivity 5. Recognize three customer populaces that may make a worth battle for you or then again that may do you to lose your expert objectiveness. Portray what assault you will take so as to work with every populace recorded. One of the customer populaces for which I should be increasingly equitable is working with posse individuals. I understand that being in a pack is more than just making drug exchanges and take separating in other illicit pack action. My assault to show signs of improvement of this lack is through guidance to larn about the historical backdrop of packs, their phonetic correspondence and imagery, financial contemplations and elements that add to group movement each piece great as the danger factors and the effect of relocation and in-movement on packs. I have to larn about how to go to the underlying drivers, to recognize that juvenile individuals much of the time join packs to achieve a s

No name woman by Maxine Hong Kingston Essay

No name lady, by Maxine Hong Kingston, uncovered the unforgiving society of the Chinese in the 1920’s. Ladies were treated as reproducers and captives to their spouses. The unborn is the narrator’s auntie; whom she never got the opportunity to meet. The mother recounts to the story while her little girl tunes in to the overwhelming self destruction of her auntie. The storyteller of the story battles to discover the ethics of her perished auntie; she endeavors to uncover and comprehend the Chinese culture in the 1920’s versus the American culture she at present lives in. Chinese culture in the 20’s has consistently been a male centric culture. The men are totally prevailing; they give cash and sanctuary to the ladies and youngsters. Ladies, then again, don't have any force in dynamic, â€Å"women in the old China didn't choose† (825). They had nothing to do with who their significant other would be or what number of kids they needed to have. At the point when they were instructed to do a task or to cook they had to just follow their husband’s wishes. During the youthful age, â€Å"brothers and sisters, recently people, needed to destroy their sexual shading and present plain miens† (828). Everybody in the Chinese society appeared to be identical; there was no make-up or in vogue hairdos to show up. The hair must be pulled up in a bun when youthful and when they wedded, ladies could trim their hair. A typical trait of the Chinese was the impulse to catch eye by talking boisterously or yelling at family social affairs (828). The storyteller even concedes her mom despite everything yells in the library or other calm regions. The modification from Chinese culture to Chinese-American culture has been distinctive for her family. In the 1970’s the â€Å"first American ages have needed to make sense of the imperceptible world the wanderers worked around [her] adolescence in strong America† (824). The storyteller feels like her close family isn't changing in accordance with the American culture adequately. The narrator’s family has a mystery. Her auntie turned into a disrespect to their family and town in China. Her mom states, â€Å"your father has all siblings since maybe she had never been born† (823). In the Chinese culture, submitting sexual relations outside of marriage is considered shaming your family’s name. Family esteems are significant and submitting betrayal rises to expulsion from the town. When the narrator’s auntie gets pregnant, and her better half had been away for a considerable length of time, â€Å"no one said anything. [They] didn't examine it† (823). The dad of the child was obscure, however, the family didn't endeavor to discover him. Not exclusively did the auntie sin, yet her infant would always live in transgression in view of her mother’s activities. In the Chinese culture, their past remained with them everlastingly; they couldn’t begin once again like the Japanese and become a Samurais or Geishas (826). They had to the outsider table during family eats and were fundamentally evaded. On turning out to be impregnated by another man, the auntie had a little girl; which, â€Å"to have a girl in starvation time was a waste enough† (825). Delivering a male was progressively gainful to the town and carrying on the family name. Compliance is the principle factor in this story. The predominance of the male required, â€Å"she [obey] him, she generally did what she was told† (825). Hence, the chain response happened, the auntie became pregnant and reviled the town. Indeed, even all through labor she never uncovered the father’s personality. Only hours before she conveyed, the town scoured and assaulted her home. They shouted, â€Å"Look what you’ve done. You’ve murdered us. Apparition! Dead apparition. You’ve never been born† (830). This disrespect just left her to end it all with her youngster. On the off chance that she chose to remain in this world she would everlastingly be a pariah and her little girl would be treated as a living condemnation. Despite the fact that she took her and her child’s life, â€Å"infidelity had just hurt the town, the rushes of outcomes would return capricious, at times in disguise†¦ to hurt her† (830). The harm was at that point done. She affronted her family’s name. Likewise, the town needed to experience the ill effects of her activities. They accept the breaking of the town code would set a revile on them. Her mom voiced this specific story to guarantee her little girl doesn't commit a similar error. Despite the fact that they are presently encountering Chinese-American culture, the Chinese culture despite everything stays prevailing in their family. Her auntie trespassed more than 50 years prior when this story was told; be that as it may, the consequences are as yet influencing her family. This story was referenced to forestall another family emergency and to keep the family name liberated from wrongdoing.

Digital Default Swap Example For Free - Free Essay Example

Digital Default Swap (DDS) and Credit Recovery Swaps (CRS) belong to the family of credit derivatives and are advanced cousins of the plain vanilla Credit Default Swap (CDS). 1-DIGITAL DEFAULT SWAP (DDS): 1.1) Nature: A Digital CDS, also called a Digital Default Swap (DDS), is a simplified version of a regular CDS. DDS is simply a CDS with fixed rate of recovery. Recovery rates on regular CDS depend on where the deliverable obligations trade following a Credit Event. But DDS has a predetermined recovery rate (and hence payout) in case of a Credit Event occurring. The recovery rate in a DDS can be fixed at any level. So Digital default swaps (DDS) differ from the plain-vanilla CDS by contractually pre-defining the value of the protection payment to be made in case of default. The protection payment is determined by the contractual recovery rate, which is set to a level at the outset of the contract. If it was set at zero, then a protection buyer would get a payment equal to the full notional in case of default. If it was set at 50%, then the protection buyer would get a payment equal to half of the notional. In this note we assume that the DDS is set at 0% recovery unless otherwise st ated. A 0% DDS should fundamentally always trade at a higher spread than a regular CDS, except in the extreme case where the expected recovery rate on the company is 0% (leading to identical expected payoffs for the CDS and the DDS in case of default). Intuitively this makes sense as the expected loss on a DDS is relatively higher. It is important to note that the default probability on a CDS and DDS contract is identical, and that the increased expected loss on a DDS is due entirely to different payouts following a Credit Event. This can be explained by the following example. Suppose a long protection position in a CDS is trading with an expected recovery rate of 40% compared to a long protection DDS position. In case the reference entity experiences a Credit Event and the recovery rate turns out to be 40% the buyer of CDS protection will make (1-R) = (1-40%) = 60% of the notional, whereas the buyer of DDS protection will make (1-R) = (1-0%) = 100% (and vice versa for sell ers of protection in CDS /DDS). So clearly the expected loss in case of a DDS is higher and hence merits a spread higher than the regular CDS. 1.2) Structure: The following example would be used to explain the structure of a DDS and how it differs from a CDS. By comparing positions and expected payouts in DDS and CDS we can establish some simple, but essential, relationships between CDS, DDS, and implied recovery rates. Consider the following positions: a) Long CDS protection Notional: $ 20m Fees: 50bp Payout following Credit Event: $20m x (1-R) (Here R is the recovery rate) b) Long DDS protection Notional: $10m Fees: 100bp Payout following Credit Event: $10m The market must expect equal payoffs following a Credit Event as the annual dollar amounts of the fee legs are identical on both positions ($100,000). $20m x (1-R implied) = $10m =R implied = 50% In a similar way, we can deduce some more generic relationships. Again, consider the following positions: c) Long CDS protection Notional = 1 Fee leg = SCDS Payout following Credit Event = 1-R d) Long DDS protection Notional = SCDS / SDDS Fee leg = SDDS x SCDS / SDDS = SCDS Payout following Credit Event = SCDS / SDDS As before, the fee leg in position (c) and (d) are identical hence: (1): (1-Rimplied) = SCDS / SDDS (2): Rimplied = 1- SCDS / SDDS The above relationship is extremely useful in that it tells us that we can deduce the market implied recovery rate from CDS and DDS spreads. If for example CDS and DDS spreads on company ABC are 100bp and 200bp respectively, the market implied recovery rate on company ABC is: Rimplied = 1- (100 / 200) = 50% So by looking at the spreads of CDS and DDS trading on the market we can calculate the recovery rate implied by the market in CDS. 1.3) Application of DDS: DDS and Capital Efficiency In a regular CDS, Financial Institutions are required by Regulatory Authorities to allocate capital based on how large the potential loss is on their positions. This means that for an instrument where the typical recovery rate is around 40%, a FI would still face 100% capital charge as this is the maximum potential loss on the position. The maximum potential loss on a 0% DDS is likewise 100% and the FI could therefore, for the same capital requirement, increase its credit exposure by roughly 67% using DDS. It is important to note that the two positions have the same default probability, and that the additional exposure entirely is due to the fixed 0% recovery rate. So the current capital allocation requirements on CDS make DDS an instrument of choice for FIs. DDS gives them a capital efficient way of extending their exposure to credit risk. Credit Hedging Applications As the pay out on a DDS is independent of the actual recovery rate, DDS do not serve as a good hedge for bonds and loans carrying both credit and recovery risk. CDS is the preferred instruments for hedging those risks. There are, however, other types of credit exposure, such as credit contingent profits and losses, which are independent from recovery rates. This could, for example, be credit exposure with a different level of seniority from the traditional Senior Unsecured level which CDS are normally traded on. Under such types of credit exposure the bank would probably prefer to have a fixed pay off following a Credit Event rather than having the additional exposure to recovery rates. A specific example of bank credit exposure independent of recovery rates is that of off-setting CDS positions. Imagine a bank buys CDS protection at 100bp and, following credit spread widening, sells CDS protection at 200bp in equal notional sizes. This position has a mark-to-market gain in the form of a risky stream of future cash flows if the Reference Entity experiences a Credit Event, both CDS are triggered, resulting in zero profit on the position irrespective of the recovery rate. This is a pure credit contingent loss and could be hedged by buying DDS protection with a notional equivalent to the mark-to-market on the position (for the hedge to work perfectly, the notional would have to be changed as CDS spreads change, as rates change, and as the maturity on the CDS decreases). Benefits for Corporate: One of the main uses of DDS was the risk management of corporate accounts receivables, operational risks and other such exposures whose value is not naturally tied to the price of the underlying issuers bonds or traded loans. Unlike asset managers or banks who need to hedge the losses on a corporate bond or loan portfolios and thus find the conventional floating rate CDS the most natural proxy, the corporate treasurers who need to hedge the specific dollar exposure to a trading counterparty have found the DDS to be better suited (even though often not liquid enough due to a niche nature of that market). Corporate can also benefit from the use of DDS. Consider a corporate with accounts receivables of $10m from company ABC. Accounts receivables stand differently in the creditor ranking from senior unsecured debt and may or may not be linked to senior unsecured recovery rates should company ABC default. Irrespective of this, the corporate in question may prefer a credit contingent fixed payout through a DDS rather than additional recovery rate exposure in the CDS instrument. The hedge ratio applied should naturally be adjusted to reflect the expected recovery rate on the accounts receivables. For instance, if the corporate expects to get 20% of accounts receivable back following default, it should use an 80% hedge ratio in other words buy $8m of DDS protection on $10m accounts receivables. Many of the uses of DDS described above naturally work better on single name DDS rather than on DDS based index products such as DDS DJ TRAC-X Europe and DJ CDX.NA.IG. As we have seen on, for example, DJ TRAC-X Europe 10Y and HY, index trading can significantly increase the trading volume in the underlying single name CDS. As volumes on DDS-based indices and Recovery Swaps increase, we would likewise expect improved liquidity in the underlying single name DDS as well. 2-CREDIT RECOVERY SWAP (CRS): 2.1) Nature: CRS is simply a plain vanilla CDS bundled with a DDS, allowing investors to isolate views on recovery rates. The instruments can be used to take views on recovery rates, hedge recovery rate independent credit exposure, and to make capital efficient investments. 2.2) Structure: Since both CDS and DDS instruments trade in the market it is possible to create a synthetic instrument by packaging both for pure recovery rate trades. These instruments are referred to as Recovery Swaps. The payout happens only in case of a Credit Event. The Recovery Swap is based on a regular CDS and a DDS having a fixed recovery rate equal to the traded recovery rate. Recovery Swap is priced at par and has a carry of zero bp. The synthetic position is created by going long on the CDS and shorts on the DDS and the premium of both cancel each other out. So a CRS is priced at par and has zero carry. Currently CRS doesnt trade in the market as one instrument. Investors willing to take bet on Recovery Rate have to create synthetic position as explained above. But if the market for CRS deepens then we can expect standardised CRS products to come in the market where investor can directly bet on recovery rate. In case there is a Credit Event during the life of the Recovery S wap, the investor short recovery rates will make money on the trade if he is able to buy defaulted debt at a lower price than the recovery rate implied by the market at the time of trading. If, for example, the market implied recovery rate on the trade date is 50%, the company in question experiences a Credit Event and the investor buys bonds in the market at 40% of par, the investor can deliver these bonds into the contract, receive 50% of notional traded, and net make 10% times notional on the trade. Clarification on Recovery Rate- Recovery rates in the context of Recovery Swaps implies the cheapest to deliverable (CTD) type of debt the investor can get in the market following the Credit Event to meet the obligation. This is different from the long term recovery rates which in general mean the value of debt instruments after a company has finished its restructuring post bankruptcy under chapter 11. EXAMPLE- The following example would be used to explain the structure of the instrument. The market implied recovery rate can be determined from the relationship between CDS and DDS spreads .Since data on the trades of both the instruments are available investor can take a view on the recovery rate if they think that the implied recovery rate is either too high or low. Lets consider the following case- 1) CDS credit derivative of under lying trading at 100bp 2) DDS credit derivative of underlying trading at 200bp Using the data we get a market implied recovery rate of: R-implied = 1- SCDS / SDDS = 1- 100/200 = 50% Lets assume the investor is of the view that the implied recovery rate in the market is relatively too high at 50% which is tantamount to say that DDS spreads are too high as compared with the CDS spreads. To bet on this view the Investor (might be a speculator as well) requires selling protection on the DDS index at 200bp and buying protection on the CDS index at 100bp. For the carry on the trade to be zero i.e. to purely bet on the recovery rate, the notional amounts of both the leg should be same and cancel each other out. In this case, the investor needs to buy 2 units of CDS protection for every 1 unit of DDS protection sold. The combination of the above two legs is for all practical purposes equivalent to trading a Recovery Swap. The investor ends up entering in to a carry neutral trade and takes a bet on recovery rate. Lets consider the following scenarios and calculate the P/L of the position in each of the alternate scenarios. Scenario 1- CDS spreads remain unchanged while DDS spreads tighten- Lets say the DDS spread becomes 150 bp. The new implied recovery rate decreases to 33.3% (1-100/150). Since the initial bet was that DDS spread was too high the trade results in net gain of (50-33.3) *Notional amount. Scenario 2- CDS spreads remain unchanged while DDS spreads further widen- Lets say the DDS spread becomes 250 bp. The new implied recovery rate increases to 60% (1-100/250). Since the initial bet was that DDS spread was too high the trade results in net loss of (50-60) *Notional amount. Scenario 3- CDS and DDS spreads both further widen out Lets say the DDS spread becomes 400 bp and the CDS spread becomes 200 bp. The new implied recovery rate remains same at 50% (1-200/400). As the implied recovery rate hasnt changed since the trade was entered in to the position expires without profit and loss. When the realised recovery rate turns out to be exactly equal to the implied recovery rate of 50% the loss on the DDS position is off-set by the gain on the CDS position resulting in a net zero P/L. The trader makes money in the scenarios when realised recovery rates are lower than the implied 50% recovery rate, which was the view at the out- set. The Underlying- The underlying instrument here can either be individual securities or a index of credit derivatives. The index credit derivatives are more liquid but are also exposed to the risk of multiple underlying and also result in high notional exposure. 2.3) Application of CRS- Synthetic CDO investors and other structured credit market participants are the main users of CRS. They use it as a hedging instrument. The pricing and risk management of these more complex securities depends separately on the default event risk and recovery risk. But the value of plain vanilla CDS contract is driven by the combination of default risk as well as recovery risk (together called the default loss risk). Since the Synthetic CDO investor needs to isolate the above two risk from each other they use CRS to hedge the recovery rate risk. The other side of the market is formed by speculators. Lets consider the following example to understand why a CRS can help a synthetic CDO investor. Models used to price the Synthetic CDO tranches have to assess the joint risk-neutral default probability between various underlying names in a tranche. The joint default probability is a function of individual default probabilities of each underlying and their correlation. The ind ividual implied default probabilities are calculated by calibrating against the observed single name CDS spreads, otherwise there would be arbitrage opportunity in the market. This calibration results in a strong dependence between the assumed recovery rate and the implied default probability. The following formulae better explains the relationship. CDS Spread= Default loss risk= Default Probability (1- Recovery) So to calibrate the implied default probability to a observed CDS spread one has to assume a recovery rate. This creates an implied dependence on the recovery rate. The implied default probability calculated from the assumed recovery rate and single name CDS spread is fed in to the model along with the assumed correlation to price the CDS tranche. This explains how implicitly the pricing of the tranche is dependent upon the recovery rate. There is an explicit dependence on the recovery rate as well. As the same recovery value will be applied to calculate the loss d istribution on the tranche. So, the expected value of the tranche values and standard deviation (measure of risk) depend both explicitly, and implicitly (through calibration), on the recovery rate assumptions. 3-CONCLUSION With the advent of the recovery swaps the toolkit for separate hedging of credit risks is becoming more complete: Default loss risk (i.e. full credit risk with mark-to-market exposure): hedged by conventional (floating recovery) CDS Default event risk: hedged by digital default swaps, i.e. DDS Recovery rate risk: hedged by recovery swaps Credit risk without mark-to-market exposure: hedged by constant maturity default swaps (CMDS) Spread volatility risk: hedged by (short-term) credit default swaptions The conventional CDS still remains the linchpin of the credit derivatives market and continues to account for the majority of all traded notional, according to the most recent survey by the British Bankers Association. But the existence of the expanded toolkit also implies certain connections and (partial) substitution ability between various credit derivatives instruments. The market for DDS and CRS is not liquid as yet. When the market becomes more liquid for these instruments the arbitrage opportunities between the CDS and DDS and CRS market would start to disappear and true measure of implied volatility can be established across the three segments.

Are You Looking For a Psychology Research Paper?

Are You Looking For a Psychology Research Paper?Psychology research papers can be time consuming. I understand that as I am in this field. Because this is such a popular career, one of the best ways to get things done quickly is to submit your paper to a reputed journal.If you are unable to find a good journal, or simply just cannot afford it, there are other options. In this article I will list some of them for you. However, if you do not know how to find a journal, you should first try to find one with high wage rates. This will ensure that your paper gets published, and you will have an easier time finding it.The first option is to go online and check out a list of journals that specialize in psychology research papers. They normally post their information on their website and are easily accessible. You can either search for them in the 'experts' section of Google or simply start checking the internet and start looking at journals that have been listed there. It can take a few min utes, but it will take you to your destination.Another online journal that you may be able to find is American Psychologist. They have a section on their site, which lists the different topics for their online journals. So you will just need to check this section out and see what is available.If you can find a good online journal for your research paper, I would suggest that you start submitting your papers to that. However, this is something that requires time and effort, so don't be too quick. For my research papers, I usually submit them to either Psychology Today or Journal of Clinical and Experimental Psychology. These journals only accept one research paper per issue, so you will need to submit it in a special issue.Psychology is a niche in itself and is often related to more areas than just the psychological side of it. Therefore, it is important that you choose the right journal for your paper. You do not want to waste your time, and get rejected due to one particular reason .So remember that many online psychologists exist, and you can find one in just about any field. Just make sure that you use the best option for submission.

Raymond Carver and his Works - 1402 Words

Part 2 I personally believe that with any story told or movie made that you have to creator’s life to see where the story actually comes from. No matter what we do in life we all as human beings find a way to show what we have been through in our lives. Raymond Carver was no different just he had a really tough road that he traveled and it showed in his stories. According to an interview with William, Stull in â€Å"Matters of Life Death: An Interview with Raymond Carver† Carver also understood that his life showed through in his work, â€Å"Wolff said in a review of my first book of stories that he felt he could pick out a story of mine without seeing my name attached to it. I took that as a compliment. If you can find an authors fingerprints on the work, you can tell its his and no others.† (Stull 14-17) Carver’s life bled through his work and in â€Å"The Bath† we can see this. In â€Å"The Bath† we have a couple dealing with the accident their son had been in and it seemed to push them apart more than they already were. The fact of the couple losing touch with each other managed to transcend the story into Carver’s real life, Carver’s marriage to his first wife Maryann. But instead of an accident pushing Raymond and Maryann apart, it was Raymond’s addiction to Alcohol and the problems that came with his addiction. According to Abby, Werlock in â€Å"The Facts on File Companion to the American Short Story† Carver’s alcohol addiction was spiraling out of control and was poised to takeShow MoreRelatedThe Lives and Works of Raymond Carver1692 Words   |  7 Pagesand brilliant style of writing, Raymond Carver has left a lasting and outstanding impact on the history of short stories. Even though Raymond Carver left a long impact, his life was of the opposite. Like Raymond Carver’s famous award winning stories, his life was short. Raymond Carver was born on May 25th, 1938 in Clatskan ie, Oregon, a mill town on the Columbia River. Carver grew up in Yakima, Washington. Carver had three members to his small family, his mother, his father, and brother. Carver’sRead MoreMy Fathers Life By Raymond Carver858 Words   |  4 PagesHIS FATHER’S SON The Short Story â€Å"My Father’s Life,† by Raymond Carver illustrates the difficult task of a son trying to find his own sense of identity and individualism while watching his father’s life unravel. Carver explores the relationships of his parents and his own struggle with sharing the same name with his father and the similarities and differences between them. THE GREAT DEPRESSION AND WESTWARD MIGRATION Clevie Raymond Carver Senior moved to Washington state at the height of theRead MoreThe Most Important American Fiction Writer1661 Words   |  7 PagesRaymond Carver has been called â€Å"the most important American fiction writer in the second half of the twentieth century† and â€Å"the most influential American short story writer since Ernest Hemingway† (Kleepe vii). He was very successful despite his many difficult life experiences. Carver grew up during a very difficult time in America. However, early on, Carver and his wife believed their hard work would eventually pay off despite the challenges in the world around them. They thought it would fix almostRead MoreRaymond Carver1583 Words   |  7 PagesRaymond Carver (1938-1988) was a poet and a simple realist writer of short stories. His prose addresses the average working-class citizen. Bill Mullen describes the book that contains the short story â€Å"What We Talk About We Talk About Love† to the †Å"distinctly post-modern fate of contemporary working-class Americans† (Bloom). The writings are depressing and riddled with failures in life. The textbook calls his school of writing â€Å"Alcoholic Blue-Collar Minimalist Hyperrealism† (Bayam). This is evidentRead MoreAnalysis Of Raymond Carver s The Cathedral 863 Words   |  4 Pages One of the Raymond Carver story where we can find a lot of religion symbols; it is â€Å"Cathedral.† The story develops an ironic situation in which a blind man teaches a sighted man to truly â€Å"see† for the first time. Near the end of the story, Carver has these two characters work together on a drawing of a cathedral, which serves as the symbolic heart of the story. The cathedral represents true sight, the ability to see beyond the surface to the true meaning that lies within. The narrator’s drawingRead MoreCathedral (by Raymond Carver)1131 Words   |  5 Pagesthe Ages Raymond Carver s short story, Cathedral, portrays a story in which many in today s society can relate. We are introduced from the first sentence of the story to a man that seems to be perturbed and agitated. As readers, we are initially unsure to the reasoning s behind the man s discomfort. The man, who seems to be a direct portrayal of Raymond Carver himself, shows his ignorance by stereotyping a blind man by the name of Robert, who has come to stay with he and his wife. From theRead More`` Cathedral `` By Raymond Carver992 Words   |  4 Pageswritten by Raymond Carver in 1981. Raymond Carver is most well known for his short stories and is even an writer credited with reviving the then dying form of literature. A part of a collection of short stories, â€Å"Cathedral† was the last to be published and was included in 1982’s Best American Short Stories. â€Å"Cathedral is different from the other works of Carver due to the humanistic realism that is given to his chara cters, which had not been seen before in his works. This shift earned Carver the criticalRead More Carvers Realism From Fires Essay1174 Words   |  5 Pages How does Carver create precision of reality with his characters, focusing on Fires? When looking at the works of Raymond Carver, one can feel a sense of autobiography, that the characters in his stories are struggling against the same circumstances that Carver himself once struggled through. How true this is, is marginal to say the least, for Carver tells us in Fires that anything from a phone call to living in a seedy apartment in Jerusalem for four months is cause to influence his writing. Read MoreAn Analysis Of Cathedral By Raymond Carver1441 Words   |  6 Pages Cathedral Research Paper The short story â€Å"Cathedral†, by Raymond Carver, is a thought provoking piece that focuses on the transition a man goes through to see the world with his soul. The story gives hope that people can change if given the chance to be better people. Over the course of the story, Carver uses both diction and description to explore themes in religion and morality. â€Å"Cathedral† depicts a husband and a wife as they prepare and entertain a friend of the wife. The husband, the narratorRead MoreMy Fathers Life1094 Words   |  5 Pagesdestruction. This is exactly what Raymond Carver describes in his novel â€Å"My Father’s Life† from 1984. In his novel, Raymond Carver describes his father’s life, starting with his death and continuing with how he met his wife. The story goes on, telling about their poor life, his alcoholism, gambling and his unfaithfulness. The father is named Clevie Raymond Carver and he is roughly described as a drunkard, who has a hard time finding work and staying faithful to his wife. He has had a lot of mistresses

The Differences Between Services Offering From Customer...

The differences between services offering from customer service are their idiosyncratic characteristics exist. The meaning of productivity differentiates from efficiency and operation because both identify some glitches in measuring productivity, especially in a service setting, (Johnston Jones, 2004, p.3-4). They also examined the relationship between operational and customer productivity. Zeithami, Bitner, Gremler (2013) distinguished service offering as a host of new services that was not offered in the past, for example, internet based companies like e-bay and amazon was unheard of. It s been called selling the invisible delivering intangible services as a core product offering (p.14). Another example was The Wall Street Journal which also offer an â€Å"interactive edition that allows customers to organize the newspaper to their own preferences and need† (Zeithami, Bitner, Gremler, 2013, p.14). With new technology service offerings, like â€Å"connected car†, according to Zeithami, Bitner, Gremler (2013) this allows individuals to access services and provide recommendation for shopping, weather, reservations for booking room and restaurants (p.14). However, Johnston Jones (2004) stated that invisibility or intangibility is just one feature that distinguishes services marketing from product marketing. Along with inseparability, variability, and perishability, these four characteristics affect the way customers conduct themselves during the procurement processShow MoreRelatedDifference Between Goods and Services1546 Words   |  7 PagesRaiwind Road, Lahore. PRODUCTS Anything offered to market for the Customers in order to satisfy their Needs Wants, is called Product. In fact, the products offered to market are called Market Offerings. They are also called Product Offerings. These products can be offered to market in a set or a bundle as well. 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In the 4Ps approach of marketing, a product which may rival or even betterRead MoreCustomer Perceived Value905 Words   |  4 PagesCustomers will buy from the firm that they see as offering the highest perceived value . Customer perceived value  (CPV)  is the difference between the prospective customer’s evaluation of all the  benefits  and  all the costs of an offering and the perceived alternatives. Total customer value  is the perceived monetary value of the bundle or economic, functional, and psychological benefits customers expect from a given market offering. Total customer cost  is the bundle of costs customers expect toRead MoreUnited Parcel Service: Market Analysis1842 Words   |  7 PagesAbstract This paper is about United Parcel Service (UPS). The company is described, with specific reference to the nature of its service offering. UPS is an international firm, and as such there is discussion of the different countries in which it operates. 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American Airlines ad illustrates their new seats and highlights theRead MoreAnalysis Of Netflix : An Internal Analysis Technique1014 Words   |  5 Pageswherein strategists examine customers’ needs, company offerings, and competitors’ offerings to more clearly articulate what their company’s competitive advantage is and how it differs from those of competitors† (Pearce and Robinson, 2013, p. 177). Three circles analysis consists of three circles like the title says where the first circle represents the company’s offerings, second circle represents customers needs and third circle represents the competitors’ offerings. Three circles analysis is veryRead MoreIndustry Definition. Before Conducting An Industry Analysis,1117 Words   |  5 Pageslittle insight into the product offerings of each company and the differences between the two companies. The first industry both companies compete in is industrial gas production; each company produces hydrogen, oxygen, nitrogen, and many other gases with industrial use cases. However, both Praxair and Linde also serve consumers directly with some products, including oxygen tanks for breathing or welding. In fact, Praxair has two retail locations in Kingston. This customer-facing portion of the business

Henry Thoreau Essay - 540 Words

Born in 1817, in Concord, Henry David Thoreau became one of the greatest writers among the American Renaissance. Thoreau based his whole philosophy on the fact that man needed to get rid of material things in order to be an individual. An exquisitely educated man, Thoreau went to Harvard, which placed heavy emphasis on the classics. Thoreau studied a curriculum that included grammar and composition, mathematics, English, history, and various philosophies. He also spoke fluently in Italian, French, German, and Spanish. After his graduation in 1837, Thoreau became a teacher. He and his brother John, however, closed the school in 1841, for Thoreau knew writing was his passion. He kept a journal beginning in 1837, and most think he wrote†¦show more content†¦quot;I never found the companion that was so companionable as solitude.quot; Thoreau liked solitude, a time when he wrote from his soul and was truly alone. Thoreau’s love for nature was one of the most powerful aspects evident in Walden. Considered by some to be the father of the environmental movement, Thoreau referred back to nature in everything he wrote from essays to political speeches. As a simple man, Thoreau did not own many material things. For he believed that to own material objects were an obstacle, rather than an advantage. He saw that most people measured self-worth in terms of what they owned, rather than their spiritual and intellectual gifts. Thoreau proposed to live as simply as possible and determine what he needed for basic human survival. quot;My greatest skill is to want but little.quot; He grew his own food, cleaned his own cabin, and often arranged his affairs so he had to work as little as possible. Published on August 9, 1854, Walden sold two thousand copies. For one dollar, people read into the depths of Thoreau’s life at Walden Pond and all his views on everything from the anti-slavery movement to his environmental ideas. Walden sold moderately well during Thoreau’s lifetime, but his greatest respects came posthumously.Through the reading of Walden, many people have discovered the magic of Henry David Thoreau’s pen. Just a man from Concord, Massachusetts, he lived an extraordinary life as a simple man. That, however, was allShow MoreRelatedHenry David Thoreau4404 Words   |  18 PagesHenry David Thoreau INTRODUCTION Henry David Thoreau was an American author, poet, abolitionist, naturalist, tax resister, development critic, surveyor, historian , philosopher andtranscendentalist. Henry David Thoreau was a complex man of many talents who worked hard to shape his craft and his life. 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In â€Å"Walden†, Thoreau goes out into the woods to try and live his life deliberately. Schneider states, â€Å" In 1845, he received permission from Emerson to use a piece of land that Emerson owned on the shore of Walden Pond.† He staysRead MoreThe Legacy Of Henry David Thoreau1991 Words   |  8 Pagessuccess against muscle and weapons. Yet, the enduring leadership and legacy of Henry David Thoreau, an early American author and abolitionist, has shaped the development and evolution of non-violent protest movements worldwide. This is the story of how the power of Thoreau’s words have shaped the arc of history for nearly 200 years: his pen was indeed mightier than the sword. Personal Background: Henry David Thoreau was born on July 12, 1817, in Concord, Massachusetts. 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His father and mother both had worked as teachers as well as investing in many other trades to get by. Henry started developing his talent for writing early on, by age ten he had written his first

Relationship Between The Client s And Educator s...

A nurse has to thoroughly assess the client’s readiness to learn, before making a teaching plan. Perceptions of a nurse and the client is a major factor that affect a client’s learning. There could be a major difference between the client’s and educator’s perception. The other factors that affect a client’s learning are, motivation to learn, level of wellness, psychosocial vital signs, socioeconomic factors, cultural factors, and educational level. Client’s background knowledge is also a major factor. The nurse needs to show respect to the client, value their questions and be nonjudgmental, in order to create a positive learning environment. Building a trusting nurse-client relationship is very important in promoting health education to any age group. Child Learner Children learn throughout their lives as they grow from birth to adulthood. For effective client education, a nurse need to understand the growth and development of the children, which includes biological characteristics, psychosocial stages, and developmental tasks. It is also important for the nurse to know how children learn at different stages of their development. Erik Erikson has identified nine psychosocial stages of human development, out of those five are related to children. 1. Infancy (birth to 1year) 2. Toddler (1-3 years) 3. Preschool (3 – 4 years) 4. School Age (5-12 years) and 5. Adolescent (13-19 years). Jean Piaget studied the cognitive development of the children and concluded thatShow MoreRelatedAnnotated Bibliography : Supervision And Staff Development1750 Words   |  7 PagesMulticultural according to dictionary.com â€Å"representing several different cultures or cultural elements.† Multiculturalism is vital in the social work prof ession and especially in supervision because everyone involved (supervisor, supervisee, and client) cultural backgrounds and assumptions are taken into account. Creating a space for multicultural supervision allows for everyone to learn from each other. Multicultural supervision is important in today’s social work because the world is becomingRead MoreCaregivers Moral Narratives Of Their African American Children s Out Of School Suspensions1196 Words   |  5 Pagesdefinitions and perceptions on out-of-school suspensions; In hopes of discovering new ways in which â€Å"schools and families can work together to decrease racial disparities in out-of-school suspensions† (Gibson Haight, 2013, p. 263). Thirty participants were interviewed within their own homes through â€Å"in-depth, individual, and audiotaped interviews.† (Gibson Haight, 2013, p. 263). In reviewing the study interviews, a few practice-related issues were discussed, concerning educators lack o f understandingRead MoreStudent Sexual Misconduct And Sexual Harassment1750 Words   |  7 PagesTeacher-student sexual misconduct cases are on the rise nationwide. There has been less attention and emphasis on these issues. This paper will focus on the ethical issues and any involvements surrounding sexual misconducts and sexual harassment between teachers and students. This paper will define knowledge and an understanding on what constitutes a sexual misconduct and sexual harassment. This paper will enlighten the ethical concerns about teacher-student sexual misconduct and sexual harassmentRead MoreThe Professional Relationship Essay1658 Words   |  7 Pagesstirred up when dual relationships or professional and client boundaries are violated. The American Psychological Association (APA) Ethics committee revealed 40 to 50% of complaints filed originate from concerns with dual relationships (Meyer, 2005). License held by psychological professionals are revoked when the professi onal disregards the rights of the clients. The leading cause of professional termination is because of dual relationships between the professional and their client (Meyer, 2005). Read MoreBiography Of Dr. Imogene M. 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Erikson never had a relationship with his real father and felt his stepfather did not treat him the same as his biological children. EriksonRead MoreProfessional Identity As A Nurse Identity1533 Words   |  7 Pageshealth and human service delivery and discuss how industry, professional and quality agencies guide the provision of the safe and effective patient or client care in your discipline. Professional identity has become a necessary concept to employees who are working in a health and human-serviced environment because it comprehends the image and perceptions of individuals that has based on the way she/ he performs a job or operates within their career field (Brott Myers, 1999; Smith Robinson, 1995)Read MoreA Research Report From Counseling And Values1649 Words   |  7 PagesType of Article Spirituality in the Counselor Education Curriculum: A National Survey of Students Perceptions (Dobmeier Reiner, 2012) is a research report from Counseling and Values. Counseling and Values are a validated journal of the Association for Spiritual, Ethical, and Religious Values in Counseling (ASERVIC) and a participant of the American Counseling Association. Counseling and Values are a professional periodical of philosophy, research, and a well-versed opinion concerning the interactionsRead MoreHuman Development And Family Relations1556 Words   |  7 Pagesservice, focusing on the study and care of clients, and information gathered from each of these activities influences practice and research., development psychology focuses on behaviors and conducts, while trying to understand the formation of its studies. The field of psychology commonly uses experimental methods in what is known as experimental psychology. Researchers design experiments to test specific hypotheses, or to evalu ate functional relationships. My paper will attempt to look at why peopleRead MoreThe Theory of Goal Attainment by Imogene King1861 Words   |  7 PagesImogene King is a nationally recognized theorist, leader and educator. She developed the Theory of Goal Attainment while trying to outline content for a new graduate program. It has become the basis for establishing health care goals for patients and directing patient care. The theory of goal attainment identifies three levels found in the environment: personal, interactional and social. The primary level is the personal system level where the care of the patient is the main focus. The second level

Business Failure Paper free essay sample

Enrons Failure Enrons Failure Stacey A. Weinert University of Phoenix Abstract This paper will discuss the business failure of one of the largest energy companies in the world, Enron Corporation. I will discuss the leadership, management, and organizational structure of the company and how this failure could have been prevented. Company Overview Enron Corporation was an American energy company in downtown Houston, Texas. Enron employed more than 22,000 workers and was one of the largest companies dealing with electricity, natural gas, and communications. In the year 2000, Enron laimed revenues of over $100 billion. By the end of 2001, it was reported that Enron Corporations financial was sustained by a systematic and creatively planned accounting fraud known as the Enron Scandal. The company claimed bankruptcy in 2001, which was the largest, and most complex bankruptcy cases in United States history. By November 2004, Enron was given a plan of reorganization by the court. Enron Corporations name was changed to Enron Creditors recovery Corp. The company focused on reorganizing and liquidating assets. The company sold its last remaining business on September 7, 2006, which was the last chapter of Enron Thomas, 2002). Enrons Failure Archie Carroll is a known business professor who currently teaches at Terry College of Business in Athens, Georgia. Carroll believes in a four-segment model of responsibility, which is composed of economics, legal, ethical, and discretionary. Economic responsibility requires the company to maximize the firms values. Economically, firms should maximize their shareholders earning by producing goods and services in demand in the market. The authorities and companies abiding by them in a strict and disciplined manner define legal responsibilities. Ethical responsibility is believed that a company should have a standard of good behavior and operate using normal ethical standards. Discretionary responsibilities are voluntary obligations a company takes beyond the normal ethical considerations In the case of Enron Corporation, they failed in all aspects of Carrolls (zatn, 2008). model. The companys main focus was to make profits. Some say that greed was a major factor that contributed to their failure, but after further investigation into the company and its business practices, there was much more than Just greed. Enron anted to be the biggest energy company on the market regardless of what the company had to do to get there. Enron failed to come up with a corporate strategy, which in turn lead them to make unethical decisions. Enrons fall ultimately came financial statements. The sustained use of these accounting practices generated false disclosures intended to hide the bad business decisions that Enron Corporation had made from its shareholders. Enron established partnerships off the books and covered up those partnerships losses. A common term for this is known as cooking the books. Management attempts to adjust the numbers concerning accounting in order for the company to look as though it is making more money than the company genuinely is. Billions of dollars lost in the partnerships were kept off the books. True leadership, management, and the disregard for basic business practices at Enron Corporation were absent. There was no one to check on the accounting practices, the deals with the partnerships, therefore the company was left wide open for major conflicts of interest (Hunter, 2007). Enrons leadership could not provide the necessary advice and skills that the company needed for it to survive. There was no respect for the leaderships nor was there responsible decision-making with the The chief executive officer of the company wanted to make profits at organization. all cost. Enrons employees believed they were only valued based from what profit they were earning for the company Enron recruited certain types of people. The company wanted go-getters and would do anything to close the deal no matter what. They wanted people who wanted to make money. This reminds me ofa popular film named The Firm. Tom Cruise played the part of young lawyer who Just graduated law school. One of the top firms in the country recruited him. The salary was low, but he took the Job. He was then slowly exposed to the corruption within the firm and by then it was too late to get out. What Could Enron Have Done to Prevent Business Failure? The Enron Corporation could have prevented its business failure. First, the company should have performed traditional auditing practices. This would have allowed the board of directors to see the current state of the business, therefore enabling them the opportunity to fix the problem before it got to out of hand. Second, the organization needed to practice good ethical standards. The company eeded rules of acceptable conduct. Although these rules may have changed, the company would have continued to practice in an ethical manner. Third, in business every company wants to make money. Enron took that to the limit with greed. Make profits, but do it legitimately. Do not put employees in positions were they will do anything for money. Finally, Leadership is the behavior of an individual directing the activities of a group toward a shared goal. (Yuki, 2006, p. 3) The top management within Enron demonstrated poor leadership behavior. This played as the domino effect within Enrons organization. Organizations need strong leaders and managers in todays dynamic world of business. Enron needed managers but also leaders. Someone who had a vision and would create effective organizational structure and detailed plans. Conclusion Enron Corporations failure was brought on by lack of respect, business strategy, greed, leadership and management, unethical decision-making, and most of all the lack of business practices. Not only did the failure of Enron destroy the lives of its employees but also those individuals highly invested in the company. The Enron Scandal is now known as one of the largest accounting frauds.

Medical Ethics Case Study Paper free essay sample

The incorporation of new technologies to support the work of these a specialist, particularly the internet and computerized networks, makes it easy to track individuals, identify their characteristics, and pinpoint their preferences and inclinations. Furthermore, the massive increase of information collection, storage, and retrieval associated with new technologies and industry demands for more information introduces a greater likelihood of data integrity concerns. Medical Records Administrators and health information professionals have been challenged in their work by ethical considerations with regard to informational privacy and data integrity. I am discussing the medical ethical considerations have expanded new challenges face these professionals to give the current advances in the use of information technologies. Running head: Medical Ethics Case Study on Medical Records Administrator 3 Toe have been promoted as a Medical Records Administrator for Loe, a Director of GHI Nursing Home. Toe have given Loe his very first assignment on his first day of work as a Medical Records Administrator to take up data for Loe can show to dilemmas to the hospital administrators. GHI Hospital is faced with issues to need high priority, which hospital administrators should be notified about dilemmas for a remedy to help keep nursing home in business. Toe was to look at the different dilemmas, which Loe had discussed with him during their first meet and capture only what were the essential dilemmas for the hospital administrators to know. According to Toe (2012) asked about the following: How can we saved GHI Nursing Home from bankruptcy? (Harman, 2012, p. 22). Prior Toe had informed Loe of the medical dilemmas the nursing home faces, he has received a crown of the â€Å"Employee of the Month† as an excellent medical records administrator for job completed on a raining Monday morning. He will be graduating TUV University on the weekends. Toe will be starting his new position as a Medical Records Administrator for anything to stop him from becoming successful. GHI Nursing Home’s dilemma is coping with the fall medical ethical and moral values towards the nursing home missions statement. GHI Nursing Home’s mission states as follows: Mission is selling a compassion of dying people with terminal illnesses in the communities for medical staff to serve through a comprehensive continuum of services to give in collaboration with the partners to share the same dream. (Harman, 2012, p. 22). According to Toe, there are less community members and partners to create another nursing homes missions statement to attract more patients at the nursing home. Community members want the nursing home’s mission statement with patients of races to work and live in harmony. Running head: Medical Ethics Case Study on Medical Records Administrator 4 With the moral and medical ethical interpretations of the mission statement, the hospital is up against diverse cases to require a decision-making to upgrade the nursing home with new electronic health records online for medical staff to view in private. The understanding of the mission statement is varying to attribute to one of the dilemmas the nursing home is faced with such as patient to reject medical services, do not resuscitate directives, how doctors are responding to the different medical ethical case scenarios, how certain government services and lawsuit affects the hospital. One illustration on dying patients feel the right to refuse certain medical services as a result of personal religious beliefs, which is not to accept any medical surgery. Plus, there are medical staff members to refuse medical services. Dying patients do not have insurance for medical staff to receive help the nursing home, which is preventing from losing any money when medical staff do not provide services to non-insured patient. Another example would be the Do Not Resuscitate (DNR) directives. Some patients do not have their consent in written form, which it can be hard for the hospital to abide with the dying patients’ wishes. The physicians responds to the nursing homes mission statement in various medical ethics case studies’ scenarios to abide by their oath, which is giving services as high quality patients’ care. High quality patients’ care is depending on the physician for compassion about the dying patient and their right to die. The physician is balancing the nursing homes mission statement, which is based on his or her personal belief to interpret the mission statement. In other words, the nursing home is dealing with other organizations such as the Love Ones To Die With Dignity. According to Toe, the nursing home had a case in the dying patients’ room, where the Elderly Society Well is in taking custody of the elderly to threaten of filing charges against us because of the way physicians to provide services to the elderly patient to die with Running head: Medical Ethics Case Study on Medical Records Administrator 5 dignity due to terminal illnesses. Another contribution to the dilemma is how the online internet news represents the nursing home on the headline news as medical errors cause many thousands of deaths each year to shut down over a hundred thousand in nursing home alone. According to Toe (2012), online news coverage causes a decrease of the number of dying patients for nursing home serve each year. With the lower number of dying patients are translating to the decrease of revenue for the hospital to affect the nursing home’s budget. Compare to the previous year, the nursing home lost a lower percentage of the patient population. The nursing home has a small percentage of yearly fixed cost, which is required to run the nursing home business such as paying the bills to include paying the employees, utilities equipment maintenance and serving the people. Harman, 2012, p. 23). Some of the information is showing nursing home needs to keep over seven thousand and over thirty-nine thousand days of patient days. Nursing home will need to reduce fixed cost at a small percentage. The fixed cost cannot reduced for a decrease in the patient admittance for service less income the hospital receives. The nursing home needs to decide on cutting the cost on the fixed cost just to break even to keep the nursing home running. Some of the tough decisions would decrease the nursing homes headcount. To help settle the issues and dilemmas, Toes hospital administrator needs to sit down and come up with ideas to help the nursing home to resolve the dilemmas. Toe come up with remedy on to resolve the dilemma to maintain and identify the nursing home’s mission statement, which is providing a clear, concise procedures and policies to implement. Nursing home’s policies and procedures has developed medical staff to familiarize with the needs completed, when the Running head: Medical Ethics Case Study on Medical Records Administrator 6 edical staffs are faced with various cases. It is very hard to write down every single item for medical staff do, which the medical field is unpredictable and impossible to remember. Medical staff member should concentrate on pertinent issues and quality care for the dying patients. The nursing home needs to focus on abiding by law to stay in operation while making the policies and procedures. The nursing home cannot refuse care for non-insured patient to face with a terminal illness such as Alzheimer’s disease. By refusing care, the nursing home will be faced with lawsuits when the Alzheimer’s patient is dying or cost more harm and injuries. In addition, when the â€Å"Do Not Resuscitate† is not in a written form, there is not any question by the staff members but to provide the medical service needed by the patient. Solution two that Toe has remedy two to think of taking a survey of employees according to their personal beliefs of how any nursing home patient should be treated with dignity and respect. Nursing home’s survey on the employee’s record of policies and procedures, which are clearly understood by nursing home’s staff. This survey will be tracking what percent of the employees understand the nursing homes mission statement. When the percent of the survey falls less than one hundred percent from the mission statement, GHI nursing home needs to upgrade their training of employees about the policies and procedures of the nursing home. To help improve and increase the numbers of patients are coming to GHI nursing home, Toe has remedy three is attracting terminally ill patients on visiting to GHI nursing home for to help the flow of patients. Advertising is the better marketing tool through the internet such as the quality patient service to receive at the nursing home as outstanding, patient commitments and community service for patient care for the nursing home provides. By having more patients, medical accountant should help offset the fixed cost on operating the nursing home. Running head: Medical Ethics Case Study on Medical Records Administrator 7 Toe needs to draw any decision-making techniques the hospital administrator should use in figuring out the dilemmas at GHI nursing home, which the technique should be dimensional analysis. Dimensional Analysis techniques is a checklist (Wikipedia, 2012) to illustrates Five Ws and H, use as an aide memoir for initial explain of any dilemma or evaluating options, particularly medical staff is associated with human relations rather than of a technical nature. (Wikipedia, 2012, p. 1). By identifying the five Ws (Who, What, Where, When) and H (How), Dimensional Analysis should be assisting in finding one remedy. Toe is putting the policies and procedures in place as the best remedy. By following procedures, nursing home employees are serving the nursing home will have a clear and concise knowledge of the nursing home’s mission statement. This will help alleviate the in controversy of downgrading at the nursing home. The five Ws and H can be represented by substantive dimension (Who? ), spatial dimension (where? ), temporal (When? ), quantitative (How much? ), and qualitative (How serious? ). Some of the questions are substantive dimension or what asks the question like as follows: Is it necessary to change attitudes or practices? Wikipedia, 2012, p. 2). Another is spatial dimension or who, asks the question such as Recognize the exact area concerned. (Wikipedia, 2012, p. 2). After identifying problem and the effects of GHI nursing home, Loe is demonstrating to the nursing home administrators the remedies, which are feasible and achievable. It is not going an easy task to get all the nursing home administrators to agree on the remedies, but will help identify all the dilemmas need to resolve and in medical staffs’ mind. When the dilemmas are not solve immediately, there is a chance the nursing home will lose more money by losing more patients. Without the elderly patients are coming into the nursing home, the nursing home will Running head: Medical Ethics Case Study on Medical Records Administrator 8 not be around to serve the community. Like any businesses, GHI nursing home is earning money to be able to operate and serve elderly and terminally ill patients. The remedy is showing the nursing home administrators to run GHI nursing home as the best business in the United States. In closing, the nursing home need to send out flyers throughout the neighborhood of the best service for GHI nursing home provides. Once the trust from the community comes into the nursing home, nursing home accountants should help balance the budget once the flow of patients start to increase. The nursing home administrators has come to an agreement on maintaining the mission statement of the nursing home and its survival. Without the mission statement, the nursing homes spiritual morals and principles will not to exist.

Mrs Johnston Essay free essay sample

These characters portray different themes. The play was written around the 1960’s-1980’s. Russell wrote this play as he disagreed with the way the society was. He shows the disadvantages of working class women through Mrs Johnstone. In this essay I am going to focus on the character of Mrs Johnstone. At the start of Act One the narrator makes Mrs Johnstone out to be a bad person. When he says â€Å"An’ did y’ never hear of the mother so cruel, there’s a stone in place of her heart† Even before we meet her in person we already judge her as a not very nice character. Willy Russell presents Mrs Johnstone having seven children along with showing that she is a very maternal character he is also suggesting that she has some religious ruling against the use of contraception. Throughout the novel Mrs Johnstone is presented with having a hard life. We will write a custom essay sample on Mrs Johnston Essay or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Most of these examples are in Act One. For example when she sings â€Å"By the time I was twenty-five, I looked more like forty-two, with seven hungry mouths to feed and one more nearly due, me husband he’d walked out on me† From what she sings we understand what a hard life she has. Mrs Johnstone is also subjected to a hard life as she is from a working class background which means she gets very little money to provide for her big family. Russell presents Mrs Johnstone as having hardly any money. As she is from a working class background her pay isn’t so high. She is debt several times throughout Blood Brothers. We first come to understand this when the milkman appears in act one stating that â€Å"You own me three pounds, seventeen and fourpence,† Another way we understand that she has very little money is when we hear one of her kids ask â€Å"How come I’m on free dinners? This shows the reader that her children are cared for by the state which shows her lack of her money. Russell shows Mrs Johnstone explaining the reason for her debt, her explanation is â€Å"When I got me job, I thought I would be able to pay. When I went into the showroom I only meant to come out with a couple of things. But when you’re standing there, it all looks so nice. When y’ look in the catalogue an’ there’s six months to pay, it seems like years away, an’ y’ need a few things so y’ sign. When we hear this from Mrs Johnstone we feel sympathy for her character. We retain sympathy for Mrs Johnstone by Russell reminding us of her financial circumstance, for example when Mrs Johnstone sings â€Å"Living on the never never, constant as the changing weather, never sure who’s at the door or the price I’ll have to pay,† Her singing this shows her day to day worries. A very good example of this is when Mickey raps the door she worries and thinks he is the rent man. This leads us to believe that her amount of money is very low. But when the finance man tells her that she shouldn’t have bought the stuff she become angry as seen through the stage directions â€Å"angrily†. She tells the man that she has had to live her life knowing that she shouldn’t buy things she knows she can’t. This is the first time we see her angry. Russell presents Mrs Johnstone to be very superstitious. This is evident throughout the play. When Mrs Lyons places new shoes on her table the reaction we get from Mrs Johnstone, â€Å"Jesus Christ, Mrs Lyons, what are y’ trying to do? â€Å"The shoes the shoes † shows us that Mrs Johnstone is very superstitious. Mrs Lyons preys on Mrs Johnstone’s superstition to her advantage when Mrs Johnstone wants her baby back Mrs Lyons scares her by saying that if the twins find out they were separated they will both die. Throughout the play Blood Brothers, sympathy is both presence and absent from Mrs Johnstone’s life. One occasion where there i s no sympathy for Mrs Johnstone is when the milkman appears in the first act. When he says, â€Å"Well don’t look at me, love. I might be a milkman but it’s nothin’ to do with me. Now you’ve been told, no money, no milk. † This shows that he doesn’t even feel sorry for her as he’s more interested in her money than her; this is evident when the finance man is also mean to her. Due to her life the sympathy is gained but sometimes lost. Sympathy is gained for Mrs Johnstone when we read in the stage directions â€Å"Mrs Johnstone stands alone, afraid. † We feel sorry as we see that she is afraid of what’s happening. Throughout her life she has many experiences where she is afraid.